Financial Institutions
Use our analysis of proprietary rights to:
Provide liquidity backed collateral risk insurance Collateral Asset Purchase Price™ (CAPP™) to fulfill Tier 1 capital requirements
Asset underwriting to support transactions and evaluations Financial Innovation IQ™ (FIQ™)
Contract Representation & Warranty Insurance
Certified Asset Purchase Price™ or CAPP™
M·CAM® provides lender with a Property & Casualty Insurance policy that provides a predetermined purchase price in the event that a lender forecloses on the borrower’s collateral. This insurance product, backed by A-rated counter party, provides a lender with a decreasing price over time that M·CAM® will pay for the collateral assets.
The underwriting that supports CAPP™ has three discrete components which can be made available to Financial Institutions as part of a due diligence process apart from the CAPP™ product:
GUT CHECK
A qualitative assessment to determine whether an investment target has Intellectual Property or Intangible Assets (IP/IA) worth underwriting. GUT CHECK qualifies a potential investment lead. Useful in making quick, go / no-go decisions, this analysis will save you analyst time and legal fees and allow you to focus on investments with real promise.
FIRSTPASS
First Pass is used to confirm that intangible assets exist, document their scope of geographic coverage, and document their prosecution history focusing on the examination history of claim disallowance and modification. FirstPass determines the difference between the protection sought and the protection granted, the high level “ecosystem” assessment identifying key prior, concurrent, and subsequent activities by third parties so that clients have a sense of the market(s) in which they seek to operate. Lastly FirstPass determines a baseline summary of whether there is a commercial, aggregation, or abandonment effort outcome without any additional work being performed.
FIRST SENTRY
Like sprinklers in a building for fire suppression, active monitoring of IP and IA is necessary to protect investor interest. We monitor assets in our CAPP™ facilities and can monitor assets in your investments over the life of the exposure.
Financial Innovation IQ™ (FIQ™)
Financial Innovation IQ™ (FIQ™) allows you to understand the specific assets held (or acquired) by a company and the market transactions in which those patent assets have direct or indirect consequence. Rather than guessing the universe of market comparables, M·CAM®’s unique unstructured data technology allows the properties to be directly linked to historical cash-flows in transactions monitored from over 150 countries in real-time. Investors can rapidly confirm or challenge assertions about quality and market uniqueness with empirical data rather than conflicted impressions from paid experts.
Contract Representation & Warranty Insurance
Many contracts require proprietary rights indemnification to benefit buyers or trading partners. This may include insurance against infringement claims and other IP disputes. We underwrite and assist in placing insurance for these critical business transactions.